The Single Euro Payments Area (SEPA) is a payment-integration conceived by the European Union. It was meant to simplify bank transfers denominated in the euro currency. At the moment 27 member states of the European Union are part of the SEPA payment system, the four-member states of the European Free Trade Association (Iceland, Liechtenstein, Norway, and Switzerland), and the United Kingdom. The UK has left the EU and is in a transition period of negotiations. The outcome will become clear after the 31st of December, 2020, which will also define whether the UK leaves SEPA or stays.
Some countries participate in some payment schemes: Andorra, Monaco, San Marino, and Vatican City.
Full list of countries that participate in SEPA
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, UK.
Iceland, Liechtenstein, Norway, Switzerland, Andorra, Monaco, San Marino, the Vatican City.
Having access to SEPA you can reach a much larger audience. This is more than half a billion people living in a territory that supports the system. More customers equal more revenues. Expand your business using SEPA payments.
Wherever you are, on the road, at home, traveling abroad, you can rely on your single account to make euro payments in Europe. You can make purchases and shop online on the websites that offer SEPA payments.
Tired of heavy fees for transactions? Check out our prices on SEPA payments. Common standards for SEPA countries have dramatically decreased the fees for payments within the zone.